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November's Monthly Roundup

05 Dec 2016   |   0 Comments

Don't Let Flooding Take over


Over the last month, Storm Angus brought about heavy rain and gusts around the UK. With the storm, came the devastation; a number of people were feared missing or found dead, a cargo ship crashed into a stone barge off Dover injuring 11 and a bin lorry overturned on the M27 in Hampshire. The Environment Agency had 16 flood warnings and 103 flood alerts in place. They warned of a continuing flood risk in Dorset and York as rain caused the rivers to gradually rise. Sussex also received one third as much rain in an hour as it would have for the whole of November, demonstrating the severity of the destruction.

Flooding does not simply occur from overflowing rivers and seas, but from surface water, ground water and overflowing sewers too. One in six homes are at risk of flooding in England, according to The Environment Agency (6.4m). Just under half of these are in danger from surface water.

Recently, MPs decided our flooding strategy needed a major overhaul. Although more money was already being spent on managing flooding risks, the Environment, Food and Rural Affairs Committee (EFRA) warned that it is "unlikely to deliver sufficient protection in future decades". EFRA also recommended significant changes in the way that flood protection is dealt with.

The Law Society Practice note says:In all conveyancing transactions, when acting for a prospective buyer, tenant or lender, you should mention the issue of flood risk to your client and, if appropriate, make further investigations.”

Des Hudson says: “Flooding has the potential to impact a huge swathe of property transactions. Some clients may perceive that flooding only occurs if you live near a river but the majority of damage caused by flood is from groundwater, surface water or sewer flooding, none of which necessarily relates to rivers or low lying ground.”

The CML say: “ All lenders require borrowers to have suitable buildings insurance, including flood cover, as a condition of their mortgage. So, anyone in an area at risk of flooding who wishes to buy a property with a mortgage …may find that their options are limited by the cost and availability of insurance.

In order to mitigate your risk from negligence claims, a flood report will inform your client of any potential risks. 

Autumn Statement: 

Phillip Hammond’s first Autumn Statement, the highlights: 

> £3.15bn pledged to create 90,000 affordable including homes with rent at no more than a third of average local income for middle income earners and more shared ownership homes. 

> £2.3bn Housing Infrastructure Fund will provide 100,000 new homes in high demand areas. It was also mentioned that for many, the goal of ownership remains out of reach

> A ban on letting agents’ fees will be a welcome move for renters who feel swindled by high admin fees. Landlords and letting agents are likely to react by increasing rents to cover costs.

> 1.4bn was pledged to deliver 40,000 new homes but there was little detail on how this will materialise.  

> Stamp duty remains the same which is good news for first time buyers as it reduces competition from landlords buying investment properties. On the other hand this could reduce the number of properties available to rent for those not able to buy.

> Cost rises for HS2. Although the cost of the HS2 alone has risen to over £55bn, it is set to benefit from the £61bn set aside for capital spending. 

Tech Track

This month we were listed in The Sunday Times Hiscox Tech Track 100 league.  We are delighted to be ranked as one of Britain’s 100 private tech (TMT) companies with the fastest-growing sales over their latest three years.

 “We'd like to thank everyone who has helped us come as far as we have and we look forward to providing excellent service for many more years to come” – Matt Joy, Sales and Marketing Director.  

Monthly webinar

According to the Environment Agency, 300,000 hectares of land in England & Wales is affected by industrial contamination. 
Register for our Contaminated Land & Flood webinar.
Date: Wednesday 7 December
Time: 11:00am
If you have any questions about our webinar programme or would like to speak to our specialists please contact us.  

Children in Need

We’re extremely proud to say that we raised £300 for Children in Need through raffle ticket sales, fancy dress and sponsoring our Sales Director, Matt and our Senior Search Agent, Owen to get waxed. A big thank you to everyone who was involved.

Join us in raising money for Save the Children’s Christmas Jumper day. Send us in your photos and use @CDS_ConveyData on Twitter. We’re also organising the gifts for the Christmas Shoe Box Appeal to help those that need it over the festive period. If you would like to get involved or donate something please contact Sarika.  


November has been busy for the CDS team. We glamorously attended the Eclipse Modern Law Awards, put on our thinking caps for both the Trafford Law Quiz and the Junior Lawyers Division Quiz, sponsored the SLC annual conference and the Cornwall Law Society AGM, held a free CPD seminar with key speakers from DevAssist, Terrafirma and Groundsure and lastly held our monthly webinar on flood and ground stability. It’s safe to say that it’s been pleasurably nonstop.

Our webinar was extremely well received and had our highest attendance to date. If you would like a recording, please contact Sarika.


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